American Management Association
Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It’s overwhelming—and the more complicated the proposed solution, the harder it is to stick with it.That’s why The Debt-Free Spending Plan is SIMPLE. It doesn’t require sifting through chapters of high-minded financial advice or digging up your past spend ing history. It assumes you need help RIGHT NOW, and gives it to you. You will learn to:• Downsize expenses without feeling deprived• Allocate money as it comes in and put together an easy-to-manage bill-paying plan• Adjust for inevitable overspend ing• Pay off debt without gouging expenses and (believe it or not) start savingThe plan is clear, easy, and takes just five minutes a day—and it doesn’t matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom—all before the next billing cycle.

Baker
& Taylor
A guide to creating a personalized debt reduction plan offers daily spending strategies, expense-tracking tools, and budgeting guidance, while offering advice on discussing debt problems with family and downsizing expenses.